Finance Your Pre-Owned Vehicle at Fogg’s Automotive

Fogg’s Automotive in Glenville, NY is a top-ranked destination for pre-owned cars, trucks, and SUVs. Whether you’re seeking a pre-owned Chevy sedan or used SUV financing near Saratoga Springs, NY, our auto dealers in Glenville, NY have you covered. With 60+ years in business, we’re upstate New York’s pre-owned automobile experts.

How to Avoid Bad Credit

Whether you know a lot or a little about your credit score, you’ll be in good hands when you visit our car dealership at 642 Saratoga Road in Glenville, NY. In short, your credit score is what lenders, i.e. banks and credit card companies, use to ascertain your creditworthiness. Your credit score is typically a number from 300 - 850, with 850 being perfect credit. This number is developed through an analysis of your credit, i.e. how often you pay your bills on time, if you’ve ever defaulted on a loan, if you’ve ever gone through bankruptcy, etc.

When you apply for financing at Fogg’s Automotive, your first step is to get pre-approved. This is easily accomplished on our website, where all you need to do is complete a brief form and wait only a few seconds for confirmation. There’s no cost or obligation to you.

Tips for avoiding bad credit

-Pay down your credit card

-Consolidate your debts if necessary

-Pay your bills on time

-Avoid bankruptcy

Using a Credit Score Estimator

If you Googled “used Ford for sale near me”, no doubt our pre-owned car dealership in Glenville, NY was one of the first names to appear. And if you’re looking for fast, fair, competitive financing, you’ll find it here. Our online pre-approval process/credit score estimator is invaluable to finance-seeking car shoppers in Scotia, NY and Schenectady, NY, and there are several reasons why it should be used.

As mentioned above, there is no cost or obligation to you. The preapproval process is a means to an end. Getting you pre-approved quickly and efficiently ensures that you can begin shopping for a great pre-owned car at our dealership. Also, using our credit score estimator doesn’t affect your credit score. Furthermore, don’t worry if you’re credit isn’t perfect. We work with all levels of credit and work hard to ensure everyone has access to a first-class automobile.

Why use a credit score estimator:

-Don’t have to provide your SSN

-Doesn’t affect your credit score

-Learn the maximum loan amount you could qualify for

What to do next

There are many auto dealerships serving Schenectady, NY, but Fogg’s Automotive stands out for its unbeatable pre-owned vehicle inventory and a dedication to fast, fair credit approval. Visit our website to get pre-approved in seconds and fill out a complete credit application, or visit our dealership and sit down with one of our experts.

Get Pre-Approved Instantly and See your Credit Score