Print

Finance Center


Learn about our "EASY CASH REFERRAL CLUB" today! CLICK HERE NOW!

IT'S ABOUT PEACE OF MIND….

Welcome to our Finance Department at Fogg's Automotive! This department is staffed by our Business Manager, Shawn Bulger. Shawn has been in the auto industry for numerous years and has specialized in Finance. Shawn works with more than a dozen lenders and has financing programs for nearly every credit situation. Feel free to call Shawn at the dealership for a confidential interview (518) 399-8393, or APPLY ON-LINE with our secure credit application. And don't forget to ask about our guaranteed credit approval!

At Fogg's Automotive & Suzuki, our commitment is to make your ownership experience as comfortable and as easy as possible. Our Finance Department will aid you in everything from securing an approved loan through one of our numerous lending institutions to handling your DMV work. Our department can also offer several ways to protect your vehicle investment.

Fogg's Automotive & Suzuki offers finance programs for customers with good credit, no credit, poor credit, repossessions, bankruptcies, etc… with payments to suit everyone's needs. We finance all the new cars and SUVs from Suzuki as well as our entire used vehicle inventory from our Pre-owned store. Our new Suzuki line up includes the new SX4, Aerio, Forenza, Forenza Wagon, Reno, XL7, and the Grand Vitara.

We recognize that our customers are as dynamic as our products, and it is our goal to provide you with options to enable owning or leasing a new Suzuki or a new-to-you pre-owned vehicle the easiest part of your vehicle shopping experience.

Fogg's Automotive & Suzuki is able to provide several attractive programs utilizing manufacturer, local, and national lenders who really want your business and are therefore very competitive! Fogg's Automotive & Suzuki provides complete on-site financing and leasing. With a quick application and a minimum of paperwork, your transaction can be seamlessly accommodated prior to your vehicle delivery.

Financing- We offer many different options and opportunities to finance your vehicle. Monthly payments can be tailored to fit your budget.

Leasing- Leasing a new Suzuki's is an alternative to financing the vehicle. We can tailor the lease terms to fit within your desired needs.

We also offer the following products:

Extended Service Plans- The Ultimate Protection against Costly Repairs. An Extended Service Plan is an important option. With the high technology built into today's cars, repair costs have risen dramatically and will continue to do so. With just one major after-warranty repair, your plan could easily pay for itself.
  • Extended Service Plans at Fogg's Automotive & Suzuki:
  • Financially sound decision: We offer a full range of Service Plans to fit virtually any need or budget. Whether your car is new or used, we can give you peace of mind when it comes to automotive repairs. With automotive repair costs rising rapidly, it is crucial that you protect yourself against expensive and untimely breakdowns. We make it easy to keep your repairs as stress free as possible, and we can even include the cost of protection in the financing of your vehicle. It's that easy.
  • Value: Your coverage is fully transferable, which adds value if and when you decide to sell your vehicle.
  • Maintenance Program: Ensures proper maintenance is completed on your vehicle. Ask about this optional coverage.
  • Convenience: Your coverage is continuous and nationwide.
Theft-Gard Anti-Theft and Recovery System- Permanent window etching. Law enforcement agencies consider this to be one of the most effective ways of deterring auto theft. It is a system that cannot be removed, disarmed, or unset. Because each window is permanently etched with a traceable code number, thieves are reluctant to steal a car that cannot be easily resold.

 
Contact Information

Contact Information

Foggs Automotive & Suzuki

642 Saratoga Rd

Scotia, NY 12302
workSales:
1-888-420-6497
serviceService:
1-518-399-8393

pause

Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.